Author Archive

  • 14
  • Feb2020
How Beneficiary Deeds Work to Avoid Probate

How Beneficiary Deeds Work to Avoid Probate

What is a Beneficiary Deed and When Should It Be Used? A beneficiary deed, or commonly called a TOD deed (Transfer on Death Deed), is a special type of deed that can be used to transfer ownership of real estate outside probate and can be very useful when utilized with a Reverse Mortgage. The beneficiary deed is […]

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  • 16
  • Jan2020
Retirement Security

Retirement Security

Most American households approaching retirement have low savings.

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  • 16
  • Jan2020
Care for Your Home So It Can Provide for You

Care for Your Home So It Can Provide for You

If you are on a fixed income, it is common to defer home maintenance, due to cost. Sometimes delaying that basic care can end up costing more the longer you wait.

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  • 07
  • Jan2020
Seniors: Update Your Home and Improve Your Life

Seniors: Update Your Home and Improve Your Life

It is so common for seniors to delay home maintenance as they get further into retirement. It is natural, when you’re on a fixed income. Costs can be out of reach, the process can be overwhelming, and finding a contractor you can trust can be daunting. Silver Leaf Mortgage, Colorado’s #1 Reverse Mortgage Broker, has […]

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  • 03
  • Jan2020
  • 03
  • Jan2020
New Year + Improved Home = New You!

New Year + Improved Home = New You!

Happy New Year! Each new year gives us the opportunity to reflect on the previous year, and see if there are ways we can improve things for the coming year. One area that often gets neglected in retirement is home maintenence. Despite having more time, it’s natural: it can be expensive, the process can be […]

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  • 01
  • Dec2019
More Cash for the Holidays

More Cash for the Holidays

The holiday season is upon us once again. A season filled with festivities, memories, decorations, and for most, added costs. Whether it is gifts for loved ones, travel expenses to visit family, or admission fees to special experiences. (The Nutcracker with your ballet-obsessed granddaughter, perhaps?) This time of year can get expensive. Especially for seniors […]

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  • 28
  • Nov2019
Don’t Let Your Mortgage Payment Gobble Up Your Retirement Savings

Don’t Let Your Mortgage Payment Gobble Up Your Retirement Savings

According to a recent Harvard study, debt among seniors has never been higher. In 2016, nearly half of all seniors were carrying a mortgage, and more seniors are filing for bankruptcy than ever before, increasing 500% since 1991. Having a mortgage while retired can quickly gobble up all of your retirement savings or fixed income. […]

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  • 26
  • Nov2019
HELOC or HECM?

HELOC or HECM?

Are you one of the estimated five million Americans 62 years and older who have a HELOC (Home Equity Line of Credit) as either your first lien or second mortgage? Many home owners have been paying interest only and are nearing the time for their HELOC to reset with a higher payment. On a fixed […]

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  • 06
  • Nov2019
Get up to $15,000 Upfront for Home Repairs

Get up to $15,000 Upfront for Home Repairs

Silver Leaf Mortgage, Colorado’s #1 Reverse Mortgage Broker, has helped hundreds of clients with home repairs over the past four years through charitable work and grants. The senior home repair program has been life changing for many seniors. Silver Leaf Mortgage, through The Forever Home Foundation, offers seniors a variety of programs including no-interest-rate and […]

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