No Mortgage Insurance Loans

On a conventional purchase loan in which less than 20% is put down on the home, PMI (Private Mortgage Insurance) is required. Unlike many others, Silver Leaf Mortgage offers options with up to 95% loan to value with no PMI required! That means you can put 5% down on your new home and save hundreds in mortgage insurance.

A VA Loan has no MI, so if you qualify for a VA loan, that may be a good option for you. There is a Funding Fee for a VA loan, but if you a disabled vet, that will be waived.

Among the options we offer without MI are Bank Statement loans that allow credit scores down to 600 and loans up to $3 million. Owner-occupied, 2nd homes and investment properties are allowed, and 100% gift funds for the down payment are acceptable.

You may qualify for our “NO MI” loans using just your bank statements, just your assets, or with your regular employment income.

Reach Out to Silver Leaf Mortgage Today

Are you considering an adjustable rate mortgage? Speak with a Senior Loan Officer today to learn more about your options, and if an ARM is right for you. At Silver Leaf Mortgage, we are a Denver mortgage company with over 98 years of combined experience in the lending industry. We know how exciting and overwhelming a new home purchase can be, and we’re committed to guiding you every step of the way. Call now at (720) 458-4036!